Sarasota Mortgage Lender | FHA, VA, DSCR Home Loans

with Confidence, Clarity & Competitve Rates.

Mortgage Lending in Sarasota, Florida and Surrounding Areas. Helping Families buy homes in Sarasota

with Confidence, Clarity & Competitve Rates.

At The Galli Team, we provide mortgage lending services throughout Sarasota, FL and nearby communities including Lakewood Ranch, Siesta Key, Palmer Ranch, and Venice.

Whether you're purchasing a primary home, second home, or investment property,

we structure loan solutions tailored to Sarasota's com

Why Sarasota

Sarasota is one of Florida's most desirable coastal markets, known for its beaches, luxury homes, and strong demand for both primary residences and investment properties.

Whether buying a waterfront home on Siesta Key Beach, Lakewood Ranch, Palmer Ranch or a luxury home in a gated community, or a snowbird condo

to escape the cold, we can help!

Sarasota Mortgage Options

Who We Help in Sarasota

First-time homebuyers in Sarasota

Self-employed borrowers using bank statement loans

Real estate investors using DSCR loans

Luxury and second-home buyers

Buyers relocating to Florida

Get Pre-Approved Before Buying in Sarasota

Getting pre-approved before starting your home search in Sarasota gives you a clear budget and strengthens your offer in a competitive market. In high-demand areas like Siesta Key and Lakewood Ranch, a pre-approval can make the difference between securing a property or missing out.

Quick Mortgage Facts for Sarasota Buyers

What credit score is needed to buy a home in Sarasota?

Many loan programs allow flexible credit depending on the loan type.

Can I buy a second home or vacation property in Sarasota?

Yes, many buyers purchase second homes in Sarasota using conventional or DSCR loan options.

Are DSCR loans available for Sarasota investment properties?

Yes, investors can qualify using rental income instead of personal income.

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Sarasota Community Choice Awards

Check Out Our PodCast

Mortgage Matters with

Chris Galli

Together our team has 60+ years of experience working with homebuyers and investors just like you!

FAQ's

Do I need 20% Down to Buy a Home in Sarasota?

No, we have many loan programs that do not require 20% down payment, in fact some we have require as low as 3% to 0% Down Payment.

Do I need 2 Years Tax Returns to Buy A home in Sarasota?

No, you do not, we have programs that will use 1 year tax returns, 12 months of bank statements, 1099's or no income at all.

I am looking to relocate to Sarasota can I establish employment and buy a home before starting my new job?

Great Question, actually we help a lot of individuals and families relocate to Florida, if you can secure a job, with an offer letter, we can use that income, as long as your start date is within 60 days after you close on your new home!

Looking for the right mortgage?

Schedule a call with our team, we will guide you along the way and assure you are updated thru the process. Schedule your free consultation today!

OUR TESTIMONIALS

What our Sarasota Clients are Saying

Office:

Bradenton, Florida

Call

941-529-1040

Site:

https://.thegalliteam.com

Copyright 2022 . All rights reserved

Christopher Galli NMLS# 13152


Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045.. NMLS No. 423065
(www.nmlsconsumeraccess.org). This is not an offer to enter into an agreement or a commitment to lend. All loans are subject to credit approval as well as program requirements

and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank

is not affiliated with any government agency. © Novus Home Mortgage. All Rights Reserved | Program, Rate & APR Examples. Privacy Policy