

If you're buying or refinancing in Sarasota, choosing the right mortgage lender matters.
Chris Galli and The Galli Team have helped hundreds of Florida families
secure competitive home loans with fast approvals and personalized guidance.





No, we have many loan programs that do not require 20% down payment, in fact some we have require as low as 3% to 0% Down Payment.
No, you do not, we have programs that will use 1 year tax returns, 12 months of bank statements, 1099's or no income at all.
Great Question, actually we help a lot of individuals and families relocate to Florida, if you can secure a job, with an offer letter, we can use that income, as long as your start date is within 60 days after you close on your new home!



Together our team has 60+ years of experience working with homebuyers and investors just like you!
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Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045.. NMLS No. 423065
(www.nmlsconsumeraccess.org). This is not an offer to enter into an agreement or a commitment to lend. All loans are subject to credit approval as well as program requirements
and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank
is not affiliated with any government agency. © Novus Home Mortgage. All Rights Reserved | Program, Rate & APR Examples. Privacy Policy
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