

Buying a home in Tampa, Florida starts with choosing the right mortgage lender.
At the Galli Team, we help Tampa homebuyers, homeowners, and investors secure
competitive home loans with fast approvals, clear communication, and personalized guidance.
Whether you're purchasing, refinancing, or investing in the Tampa Bay area ,
our experience mortgage team is here to make the process simple and stress-free.








No, we have many loan programs that do not require 20% down payment, in fact some we have require as low as 3% to 0% Down Payment.
Yes, we offer Florida Housing down-payment assistance, as well as Hillsborough County has a program.
Great Question, actually we help a lot of individuals and families relocate to Florida, if you can secure a job, with an offer letter, we can use that income, as long as your start date is within 60 days after you close on your new home!

Together our team has 60+ years of experience working with homebuyers and investors just like you!
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Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045.. NMLS No. 423065
(www.nmlsconsumeraccess.org). This is not an offer to enter into an agreement or a commitment to lend. All loans are subject to credit approval as well as program requirements
and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank
is not affiliated with any government agency. © Novus Home Mortgage. All Rights Reserved | Program, Rate & APR Examples. Privacy Policy
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