Free Download · For Real Estate Investors

Scale past conventional limits. Free 8-page playbook.

Conventional caps you at 10 properties. DSCR doesn't. Learn the exact strategy serious investors use to scale to 20, 50, or 100+ doors — without tax returns, DTI ratios, or W-2 income.

  • The DSCR formula — explained with real examples
  • The 3 DSCR scenarios — including no-ratio programs
  • Long-term vs. short-term rental income strategies
  • LLC vesting for asset protection
  • BRRRR strategy with DSCR financing
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The Galli Team
2026 EDITION
— For Real Estate Investors —
The DSCR Investor
Playbook.
DSCR = Rent ÷ PITIA The Investor's Formula
Chris GalliNMLS# 13152
8
PAGES
25+DSCR Lenders
29+Years Experience
4.9 ★
★★★★★
145 Reviews
21 daysAverage Close
What's Inside

Everything investors need to scale beyond conventional.

No fluff. Just the formulas, scenarios, and strategies serious investors use to build portfolios with DSCR financing.

01

How DSCR Actually Works

The complete formula, a real Sarasota property example with the math worked out, and exactly what lenders look for. Master this and the rest makes sense.

★ DSCR = Rent ÷ PITIA
02

The 3 DSCR Scenarios

Strong (1.25+), Standard (1.0-1.24), and No-Ratio (below 1.0). Knowing which tier your property falls in is worth 0.5-1.0% on your rate.

⚡ No-Ratio Programs Explained
03

LTR vs. STR Income Strategies

Long-term rental vs. short-term rental income — and why STR can be 2-3x higher (but only if you pick the right lender that allows AirDNA projections).

★ AirDNA Projections
04

LLC Vesting & Asset Protection

Why most experienced investors hold properties in LLCs, the 4 common structures, and how DSCR loans allow LLC vesting from day one (conventional doesn't).

⚡ Liability Protection
05

The BRRRR Strategy with DSCR

Buy, Rehab, Rent, Refinance, Repeat — with a complete worked example: $165K purchase → $320K appraisal → $232K cash-out refi. The exact playbook.

★ Scale 6-8 Properties/Year
06

Direct Contact

Chris's direct cell and how to get pre-qualified in 2 hours. We compare 25+ DSCR lenders so you always get the best rate available for your scenario.

📞 25+ DSCR Lenders
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  • Instant PDF delivery to your inbox
  • Full 8-page playbook — no chapters held back
  • Real DSCR calculations on real properties
  • Chris's direct cell on page 8
  • 100% free — no credit card, no catch
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© 2026 The Galli Team · Novus Home Mortgage · NMLS# 13152 · Equal Housing Opportunity · thegalliteam.com