Free Download · For Veterans & Military Families

You served. Now buy your home with $0 down.

Free 8-page guide covering the most generous home loan benefit in America. Zero down, no PMI, no loan limits, and rates that consistently beat conventional and FHA. Use what you earned.

  • The 6 core VA benefits — explained with real numbers
  • Eligibility for veterans, Guard, Reserves, surviving spouses
  • COE process — we pull it electronically in 60 seconds
  • Funding fee schedule + disabled veteran exemption
  • The 4-step process from application to keys
Get the Free Guide ↓
FREEDownload
The Galli Team
2026 EDITION
— For Those Who Served —
The VA Loan
Buyer's Guide.
$0 DOWN Full Entitlement
Chris GalliNMLS# 13152
8
PAGES
29+Years Experience
$0Down with VA
4.9 ★
★★★★★
145 Reviews
24 daysAverage Close
What's Inside

Everything you need to use your VA benefit.

No fluff. Just the facts, numbers, and step-by-step process for using the most powerful home loan benefit in America.

01

The 6 Core VA Benefits

Zero down, no PMI, below-market rates, no loan limits, reusable for life, flexible underwriting. Each benefit broken down with real-dollar examples on a $400K home.

★ $80K-$130K Total Savings
02

Eligibility Explained

Active duty, veterans, National Guard, Reserves, and surviving spouses — each has different qualifying service requirements. We cover all five paths clearly.

⚡ Many Don't Realize They Qualify
03

Your Certificate of Eligibility

The COE proves you're VA-eligible. We pull it electronically in 60 seconds during your application — no paperwork from you required.

★ 60-Second Electronic Pull
04

The VA Funding Fee

2026 fee schedule for all scenarios — first use, subsequent use, refinances. Plus the disabled veteran exemption that saves $8K+ on a $400K home.

⚡ Disabled Vets Pay $0 Fee
05

The 4-Step Process

Application → COE pull → House hunting → Underwriting & close. Average timeline 24 days from accepted offer. Required documents listed.

★ Average 24-Day Close
06

Direct Contact

Chris's direct cell and how to get pre-approved in 2 hours. No call centers, no pressure — just experienced VA lending from a 29-year veteran of the industry.

📞 Chris's Direct Line
Free Download

Get the guide. Use what you earned.

Enter your name and email below. The 8-page VA Loan Buyer's Guide arrives in your inbox within 60 seconds. No spam, no waiting, no obligation.

  • Instant PDF delivery to your inbox
  • Full 8-page guide — no chapters held back
  • 2026 funding fee schedule included
  • Chris's direct cell on page 8
  • 100% free — no credit card, no catch

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🔒Your info stays private. Never shared.
Ready to Buy?

Skip the guide. Talk to Chris directly.

If you're ready to get pre-approved, you don't need the guide — call or text Chris directly. 2-hour pre-approval. We pull your COE. No pressure.

© 2026 The Galli Team · Novus Home Mortgage · NMLS# 13152 · Equal Housing Opportunity · thegalliteam.com