The Agent PortalChris Galli & The Galli Team
Every tool we've built for agents, in one place. Co-branded listing marketing, buydown math, condo checks, calculators, a deal desk for stuck files, and training from a lender who specializes in the complex loans other lenders turn away. Free to use, with no exclusivity.
Get the tools, the weekly Agent Edge email and a direct line to Chris.
Prefer to talk? Call 941-529-1040 or book a call.
What is The Galli Team Agent Portal?
The Agent Portal is a free hub of lending tools for real estate agents, built by Chris Galli, Region Manager at Novus Home Mortgage (NMLS #13152), and The Galli Team in Bradenton, Florida. Agents use it to market listings, run buydown and payment math, check condo buildings, and get answers on hard files, then send the buyer to a team that specializes in complex loans in all 50 states.
Buydown Listing Kit
Enter a listing address and your photos, and get a branded flyer showing what a seller-paid buydown could do for a buyer's payment.
Build a flyer → Calculator · SellersBuydown vs. Price Cut
Show a seller, side by side, how a seller credit toward a buydown compares to the same dollars as a price reduction.
Run the numbers → ExplainerRate Buydowns Explained
The 1/0, 2/1 and 3/2/1 options in plain English, with examples you can share with buyers and sellers.
Read and share → Florida condosCondo Building Checker
Answer a few questions about the association, SIRS and repairs to flag whether a Florida condo looks financeable before you write the offer.
Check a building → Move-up sellersBuy Before You Sell
Options for sellers who need to buy their next home before the current one closes, so you can keep both sides moving.
See the options → Stronger offersCertified Credit Approval
Help your buyer shop with an approval reviewed up front, so listing agents take the offer seriously.
Learn how it works → Second lookDenied Somewhere Else?
Send buyers who were told no. Self-employed, investor, credit and condo files are where our team does its best work.
Get a second look → First-time buyersDown Payment Assistance
Programs that can help buyers with down payment and closing costs, and who typically qualifies.
See programs → Life changesDivorce & Buyout Loans
Keeping the house, buying out a spouse or starting over. A guide plus a buyout calculator for your clients.
Open the guide → Self-employedBank Statement Income Calculator
Estimate qualifying income from deposits for self-employed buyers who don't show much on their tax returns.
Estimate income → InvestorsDSCR Calculator
Check whether a rental's income covers the payment, the way DSCR lenders look at it.
Run DSCR → BuyersPayment Estimator
Ballpark a monthly payment with taxes and insurance before a showing.
Estimate a payment → Past clientsMortgage Check-Up
Twelve quick questions for your past buyers. A simple reason to reconnect and spot who's ready to move or refinance.
Share the check-up → Start herePartner Quick-Start Guide
How to send us a buyer, what to expect and how we keep you updated through closing.
Read the guide → AI searchThe Agent GEO Playbook
How agents can show up when buyers ask ChatGPT, Google AI and Perplexity for help in their market.
Get the playbook → InvestorsDSCR Investor Playbook
A free guide you can hand to investor clients who want to grow a rental portfolio.
Get the playbook → Self-employedSelf-Employed Buyer Guide
What business-owner buyers need to know, from bank statement loans to documents.
Read the guide → LibraryLearning Center
Market updates, guides and articles you can share with buyers and sellers.
Browse →Got a deal that's stuck?
Send us the file other lenders passed on, or the scenario you're not sure about yet. We respond the same day whenever possible.
Complex files are our specialty. We put more time in up front, digging into income, the property and the program, so the loan gets to the closing table in better working order.
- Self-employed and bank statement buyers
- Investors and DSCR rentals
- Condos, including non-warrantable buildings
- Credit bumps, recent job changes and second looks
- Relocation, snowbird and second-home buyers
- Jumbo, waterfront and new construction
No borrower personal info needed. Just the situation. Chris or the team will get back to you.
Prefer to talk it through? Call 941-529-1040. All loans subject to credit approval.
Which loan fits your buyer?
Pick the buyer in front of you. Each page explains the program in plain English, so you can share it or send the buyer straight to us.
What makes The Galli Team different for agents?
Same-day answers, whenever possible
Questions on a scenario or a stuck file get a real answer fast, from a person, not a call center.
Built for complex files
Self-employed, investors, condos, credit bumps. We do the heavy lifting up front so the file holds together through underwriting.
Tools that make you look good
Co-branded buydown flyers, calculators and guides you can put your name on and share with clients.
More ways to say yes
Conventional, FHA, VA, USDA, jumbo, bank statement, DSCR, condo and non-QM options under one roof.
Updates you don't have to chase
We keep you in the loop on your buyer's file from application to closing.
Your buyers, anywhere
Lending in all 50 states, with offices in Bradenton, Florida and Worcester, Massachusetts.
A lender partner vs. a loan vendor
What changes when your buyers come to The Galli Team.
| Typical Lender | The Galli Team ✦ | |
|---|---|---|
| Response on a scenario | When they get to it | Same day whenever possible |
| Self-employed & investor files | Limited | ✓ |
| Non-warrantable condo options | ✗ | ✓ |
| Co-branded listing tools | ✗ | ✓ Free |
| Buydown options for listings | Varies | ✓ |
| Agent training | ✗ | ✓ |
| Lending states | Varies | All 50 states |
What does Chris teach agents?
Short, practical classes on the financing topics that win listings and save deals. Partners get first notice of new dates for live sessions and lunch-and-learns.
Your own AI Growth Coach
We're building an AI growth coach for our partner agents: a daily nudge on who to call, what to post and which past clients may be ready to move, built on the same systems our own team uses. Partners on the waitlist get first access.
I've been in this industry for over 29 years, and I started The Galli Team for one reason: too many good people were being told "no" by lenders who didn't know how to structure their deal.
Agents are our partners in that. When you send us a buyer, we treat your reputation like our own. Our tools, classes and desk exist to help you win more listings and close more of the buyers you already have.
What do clients say about The Galli Team?
Partner program questions, answered.
Straight answers before you send us your first buyer.
Ready to close more deals together?
Join free, get the tools and the weekly Agent Edge, and send us your toughest file. Guidance over gimmicks.