Buying a Home Shouldn't Be Confusing - Or Out of Reach

Get Approved for a Home Loan - Even If You've Been Told No

Bank Statement - DSCR - First-Time Buyer Programs

We specialize in getting deals approved that banks decline

Whether you're a first-time buyer, self employed, or unsure

what you qualify for - we'll show you exactly how to get approved.

Let's make your next chapter a triumph of timely success.

You're in the Right Place If.....

You've been told "you don't qualify"

Your income doesn't fit traditional guidelines

You're self-employed or commission based

You want to buy an investment property using rental income

You're tired of getting different answers from different lenders

We Help Buyers Who...

Thought they couldn't qualify
Got denied by a bank
Have complex income

Need help with down payment

.Want to buy an investment home

Here's How We Help

We review your situation
(no pressure)
We match you with the right program
You get a clear approval path

See all the options here

Start Here - Takes 30 seconds

Chris Galli

DSCR LOANS

May 08, 2026
Custom HTML/CSS/JAVASCRIPT
dscr loansbankstatementloansinvestmentloansinvestmentproperty
Back to Blog

Will a soft pull hurt my credit?

No, a soft pull does not impact your credit score like a hard pull does.

What if I'm Self-employed?

We work with self-employed buyers all the time, we have traditional and non-traditional programs available

How much of a down-payment do I need?

The down payment can vary from $0 to 20% down payment. That is determined by the loan program you qualify for.

Looking for the right mortgage?

Schedule a call with our team, we will guide you along the way and assure you are updated thru the process

OUR TESTIMONIALS

What they’re Saying

Google Reviews

Our team is now serving Spanish, Portuguese & Vietnamese Clients

Office:

Bradenton, Florida

Call

941-529-1040

Site: https://thegalliteam.com

Copyright 2022 . All rights reserved

Christopher Galli NMLS# 13152 Novus Home Mortgage #423065 Equal Credit Lender