DSCR Calculator | The Galli Team
— FREE DSCR CALCULATOR —

Calculate Your DSCR in 30 Seconds.

Run the math on any investment property. Get instant feedback on which DSCR tier you qualify for and what rate you can expect. No email required.

Property Details
Fill in the numbers below. Results update automatically.
$
Long-term lease or short-term avg (Airbnb)
$
%
Typical DSCR down payment: 20-25%
%
Current DSCR rates: 7.0-9.0%
$
Florida avg: 1.0% of home value
$
Florida avg: $2,000-4,000 (higher for coastal)
$
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Fill in the property details to see your DSCR ratio and which tier you qualify for.
Your DSCR Ratio
0.00
Calculating...
Monthly Payment Breakdown (PITIA)
Principal + Interest $0
Property Tax (monthly) $0
Insurance (monthly) $0
HOA (monthly) $0
Total PITIA $0
Monthly Cash Flow $0
— Your Tier Analysis —

Analyzing your scenario...

Fill in the details to see your tier analysis.

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Disclaimer: Calculator results are estimates only and do not constitute a loan offer or commitment to lend. Actual rates and terms depend on full underwriting. Property tax and insurance estimates vary by location. © 2026 The Galli Team · NMLS# 13152