The Mortgage Check-Up | 12 Quick Questions | The Galli Team
The Annual Mortgage Check-Up

Your mortgage deserves a yearly physical.

You set it once and forgot it — meanwhile rates moved, your equity grew, and your goals changed. Tap through 12 quick questions, hit submit, and schedule your free 15-minute review. We'll build your personalized game plan.

FreeNo credit pull2 minutesNo obligation
1.

Which best describes you today?

2.

How old is your current mortgage?

3.

What's your current interest rate?

Ballpark is fine — "not sure" is the most common answer we get.
4.

Roughly how much of your home do you own?

Home value minus what you owe = your equity. Best guess is perfect.
5.

Any high-interest debt weighing on the budget?

Credit cards, personal loans, medical — the 20%+ interest kind.
6.

How does your monthly payment feel right now?

7.

Any home renovation projects on your mind?

8.

Ever thought about owning a rental property?

Rentals can build wealth and may open tax angles worth exploring with your tax pro.
9.

What about a second home — beach, mountains, family?

10.

How's your bigger financial picture covered?

Your home is likely your largest asset — worth protecting properly.
11.

What's your #1 money goal for the next 3 years?

12.

If the numbers made sense, when would you want to act?

Get your check-up results

Chris reviews every check-up personally. Free · No credit pull · No obligation.
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By submitting, you agree that The Galli Team / Novus Home Mortgage may contact you by phone, text, and email about your inquiry, including via automated technology. Consent is not a condition of any purchase. Msg & data rates may apply. Privacy Policy.

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Chris and the team will review your answers and reach out shortly with your personalized game plan. Want to pick your own time instead?

Schedule My 15-Minute Review Call Or call now: (941) 529-1040

The Mortgage Check-Up is a free, no-obligation review and is not a commitment to lend or a loan approval. All loans subject to credit approval and underwriting. Using home equity to consolidate debt converts unsecured debt into debt secured by your home and may extend repayment terms; total interest paid may increase. We are not tax advisors, financial planners, or attorneys — tax, investment, and estate planning outcomes depend on your individual circumstances, and any referrals are to independent professionals. Consult your own tax, legal, and financial advisors. Novus Home Mortgage, a division of Ixonia Bank. NMLS #423065. Chris Galli, Region Manager, NMLS #13152. Equal Housing Lender.